Available Testing Cards for Payment Integrations

Test card numbers for Authorize.net

The following test credit card numbers will only work in the sandbox. Use any expiration date after today’s date. If the card code is required, please use any 3-digit combination for Visa, Mastercard, Discover, Diners Club, EnRoute, and JCB; use a 4-digit combination for American Express.

Test Card Brand Number
American Express  370000000000002
Discover 6011000000000012
JCB 3088000000000017
Diners Club/ Carte Blanche 38000000000006
Visa 4007000000027
  4012888818888
  4111111111111111
Mastercard 5424000000000015
  2223000010309703
  2223000010309711



Test cards for Stripe:




Visa 4242424242424242 Any 3 digits Any future date
Visa (debit) 4000056655665556 Any 3 digits Any future date
Mastercard 5555555555554444 Any 3 digits Any future date
Mastercard (2-series) 2223003122003222 Any 3 digits Any future date
Mastercard (debit) 5200828282828210 Any 3 digits Any future date
Mastercard (prepaid) 5105105105105100 Any 3 digits Any future date
American Express 378282246310005 Any 4 digits Any future date
American Express 371449635398431 Any 4 digits Any future date
Discover 6011111111111117 Any 3 digits Any future date
Discover 6011000990139424 Any 3 digits Any future date
Discover (debit) 6011981111111113 Any 3 digits Any future date
Diners Club 3056930009020004 Any 3 digits Any future date
Diners Club (14-digit card) 36227206271667 Any 3 digits Any future date
JCB 3566002020360505 Any 3 digits Any future date
UnionPay 6200000000000005 Any 3 digits Any future date
UnionPay (debit) 6200000000000047 Any 3 digits Any future date



Test cards for NMI (Network Merchants Inc. Integration)

Test Card PANs

Generic Card Scheme PANs

The NMI test platform will accept any valid PAN, however, if you don't have one available for use, it is possible to use one of the following available PANs:

Card Scheme Card Number (PAN)
Amex 371111111111114
Diners 3001111111111116
Discover 6011111111111117
JCB 35281111111111119
Maestro 56410411111111113
Mastercard (Credit) 5411111111111115
Mastercard (Debit) 5511111111111114
Visa (Credit) 4532111111111112
Visa (Debit) 4751271111111118

* For the expiry date, please choose any date in the future

** For CSC/CVV, please use the first 3 digits of the card number (PAN).


FAQ’s

1. What are test card numbers, and why are they used?

  • Answer: Test card numbers are dummy credit card numbers used to simulate transactions in a secure, non-production environment. They allow developers and testers to test payment processing without using real cards, ensuring that payment systems work correctly before going live.

2. Can I use these test card numbers in a live environment?

  • Answer: No, these test card numbers are intended only for use in sandbox or testing environments. They will not work in live environments and should not be used for real transactions.

3. What expiration date should I use with test card numbers?

  • Answer: Use any expiration date that is in the future. The specific month and year do not matter as long as the date is after today’s date.

4. What card code (CSC/CVV) should I use with test cards?

  • Answer: You can use any 3-digit combination for Visa, Mastercard, Discover, Diners Club, EnRoute, and JCB cards. For American Express, use any 4-digit combination.

5. Are the test cards specific to each payment processor?

  • Answer: Yes, the test cards are specific to each payment processor (e.g., Authorize.net, Stripe, NMI) and should be used in their respective environments to test payment processing functionality.

6. What is the importance of using test cards in sandbox environments?

  • Answer: Using test cards in sandbox environments allows developers and users to test payment flows without involving real money or real customer data, ensuring the payment process is secure, functional, and error-free before going live.

7. What are the differences between the Visa test cards for Authorize.net and Stripe?

  • Answer: The Visa test cards differ slightly between Authorize.net and Stripe in terms of the numbers used. Each processor has its specific test card numbers, and they must be used within the correct platform's sandbox environment.

8. What is a sandbox environment, and why is it used?

  • Answer: A sandbox environment is a safe, testing environment developers use to simulate real-world transactions without affecting actual accounts or financial data. It is used for testing, debugging, and ensuring the system works correctly before deploying it in a live environment.

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